Finding My Passion

In my last post I mentioned that one of the things I learned in 2017 is that as an educator, I’m going to need multiple streams of income if I’m going to do more than just survive.  In an effort to begin sourcing these multiple streams of income I thought maybe I’d try out this business idea I had.

While on Christmas Break I had the opportunity to chat with my father-in-law about my idea.  You see, not only is he a very sweet man, he happens to be a very successful business man.  At his urging, when I returned home and I began doing some research on my idea.  I’m certain I sat in front of my computer for two days just fascinated and taking notes on all the information I found.

Then I came across a website, http://www.womensbusinesscentre.org.  This site had a wealth of information to help women.  They encourage women who are in business or thinking about starting a business to come in and take advantage of all the resources they have available.

Among the resources they offer are several on-site training classes and seminars to help women get familiar with the many aspects of running a business.  To get myself familiar with their resources I signed up and attended an Introduction to the Women’s Business Centre class.  I had no idea what I was in for!

In that hour long course, not only did I learn a ton about starting a business, I met some incredible women who were in various stages of their business.  I was very proud to learn from several, young female entrepreneurs who’d simply found something they enjoyed and took a chance on turning their passion into a business.

I so admired these women for their vision and courage.  The hour long session wasn’t enough time to get into their back-stories but from the little I was able to get I was totally inspired.  So here are just a few of the businesses I had the opportunity to get to know that night…

✔onlyherz.com, Clothing Design

✔essentialyouyoga.com, Yoga

✔tbahcare.com, Companion Care

 

Adding my business in 2018…😄

My Home Buying Experience

One of my dreams as a single mother was to one day own a home.  When my son was born, I was just nineteen years old and in college.  I knew finishing school was an important step in me achieving any and all of my dreams so for years (and I do mean years), a higher education was my general focus.  The years went by, my son grew and then helping him to achieve his dreams became my focus.  However, I was still working toward many of my own dreams.  I finished school, started my career as an educator and went on to finish graduate school.  More years went by.  I have accomplished A LOT! I’ve had some great friends, fun times and lots of personal growth but still owning a home was one thing I wanted to tackle before I got too old to enjoy it.

My actual home buying journey started about three years ago.  I’d finally made up in my mind that I needed to get serious about purchasing.  After taking a good, close look at my finances, I knew that a part time job would be in my near future if I wanted to get the ball rolling on paying down my debt and then saving for a down payment.  Fast forward three and a half years, my credit score has gone up, my debt has gone down and my savings was looking pretty good.  I was blessed to find a really great realtor who worked with me for over a year to find the perfect house for my family.

In April 2017, we found THE house.  I fell in love with it the moment I walked in.  From the moment I said, “Yes, to the House”, I had no earthly idea how crazy my life was about to get.  I’ve heard stories from friends and co-workers about how stressful home buying could be.  I HAD NO IDEA what I was in for.  I have never had to dig for so much paperwork in all my days and I teach for a living!  I don’t think there was a day in the sixty days I spent in the purchasing process that I was not asked for one document or another.  What was most frustrating is that I seemed to be sending the same documents over and over again.  Honestly, I thought I was being audited for fraud by the IRS.  There were tears of joys, tears of frustration, bouts of anger and moments where I truly wanted to tell both my realtor and my mortgage broker to go jump in a lake.  On the day of my closing, I literally cried as I was signing documents.  Not because I was shell shocked about attaching my name to a mortgage for the next thirty years but because I was so relieved to finally be off that crazy, emotional roller coaster.  We are all moved in and getting settled.  I am happy but most of all grateful that God saw fit to bless this young, single mom from San Francisco with a home of her own.

My son is grown now with a place and family of his own.  I wasn’t able to accomplish this goal while he was growing up but I am gratefully to be able to leave the legacy behind for him to enjoy.  I remember how much my parents’ house meant to me and I can only hope that this home will be with my family for years to come.

Living the Dream 🙂

Two Things

First, since the last book study I have taken some time to read a few other books on my reading list; A Christmas Letter by Kimberla Lawson Roby, Lead Me Home by Stacy Hawkins Adams and Who Asked You by Terry McMillan.  All of these are very good reads.  However, as promised I will begin my next book study of Listening for the Voice of God on May 4th, 2015.

I am really excited about this book study as I am looking forward to having a much better understanding of how I can hear God’s voice over all of the other thoughts and concerns wondering around in my head and spirit.

Second, during the last book study the author talked about finding that one thing we struggle with most, that one thing we have a difficult time trusting God with. That one thing that you really want to believe God can fix but you just can’t seem to quite let go of.  For me that one thing was my finances.  It just seemed like I’d work and work all week long only to have few dollars left from my paycheck to carry me to the next one.  Being paid as an educator is very challenging.  I’m not sure about how other states and districts pay their teachers but my district only pays me for 10.5 months of work!  Therefore, I have to be very crafty in making 10.5 months of pay stretch 12 months.

After clearly verbalizing to myself that the “It” holding me back was my struggle with my finances, I decided to so something about “It”.  I decided that I would spend thirty days in prayer, study and quiet times about money management.  Below are several of the practical and key ways I learned throughout my study that would help anyone overcome financial struggles and ultimately lead to debt-free living (in no specific order) :

*Seek God’s Counsel – Matt. 6:33, Rom. 8:22, Phil. 4:19, 2 Cor. 9:8

*Give – Luke 6:38, Prov. 28:27, Mal. 3:10, Acts 20:35, John 3:16, John 6:38

*Live within a margin/boundary – Phil. 4:6, Prov. 21:5

*Save – Heb. 13:5, Prov. 21:20

*Keep out of debt – Prov. 22:7, Luke 19:17, Rom. 13:7-8

*Create a budget – John 10:10, Phil 4:13

*Get Educated – Prov. 4:5-7

As I tell my students, you always want to take something away from what you’ve read.  In reading God is Able by Priscilla Shirer, I was challenged to find the area in my life that was causing me the most struggle, voice it, own it and then do something about it.

Helping where I can… 🙂