My Home Buying Experience

One of my dreams as a single mother was to one day own a home.  When my son was born, I was just nineteen years old and in college.  I knew finishing school was an important step in me achieving any and all of my dreams so for years (and I do mean years), a higher education was my general focus.  The years went by, my son grew and then helping him to achieve his dreams became my focus.  However, I was still working toward many of my own dreams.  I finished school, started my career as an educator and went on to finish graduate school.  More years went by.  I have accomplished A LOT! I’ve had some great friends, fun times and lots of personal growth but still owning a home was one thing I wanted to tackle before I got too old to enjoy it.

My actual home buying journey started about three years ago.  I’d finally made up in my mind that I needed to get serious about purchasing.  After taking a good, close look at my finances, I knew that a part time job would be in my near future if I wanted to get the ball rolling on paying down my debt and then saving for a down payment.  Fast forward three and a half years, my credit score has gone up, my debt has gone down and my savings was looking pretty good.  I was blessed to find a really great realtor who worked with me for over a year to find the perfect house for my family.

In April 2017, we found THE house.  I fell in love with it the moment I walked in.  From the moment I said, “Yes, to the House”, I had no earthly idea how crazy my life was about to get.  I’ve heard stories from friends and co-workers about how stressful home buying could be.  I HAD NO IDEA what I was in for.  I have never had to dig for so much paperwork in all my days and I teach for a living!  I don’t think there was a day in the sixty days I spent in the purchasing process that I was not asked for one document or another.  What was most frustrating is that I seemed to be sending the same documents over and over again.  Honestly, I thought I was being audited for fraud by the IRS.  There were tears of joys, tears of frustration, bouts of anger and moments where I truly wanted to tell both my realtor and my mortgage broker to go jump in a lake.  On the day of my closing, I literally cried as I was signing documents.  Not because I was shell shocked about attaching my name to a mortgage for the next thirty years but because I was so relieved to finally be off that crazy, emotional roller coaster.  We are all moved in and getting settled.  I am happy but most of all grateful that God saw fit to bless this young, single mom from San Francisco with a home of her own.

My son is grown now with a place and family of his own.  I wasn’t able to accomplish this goal while he was growing up but I am gratefully to be able to leave the legacy behind for him to enjoy.  I remember how much my parents’ house meant to me and I can only hope that this home will be with my family for years to come.

Living the Dream 🙂

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2 thoughts on “My Home Buying Experience

  1. Rosetta,

    I am so happy for you. I am also so proud of you for having dreams and then being able to realize those dreams is truly amazing! From one single mom to another, Girl you have what it takes! Never stop dreaming and striving. Jeremiah 29:11
    Love,
    Jazz

    Like

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